Welcome to Universal Kids. By accessing or using this website, you agree to comply with the terms stated below. If you do not agree, please discontinue using the site.
Use of Content
All content published on Universal Kids, including articles about PMAY Gramin list, Aadhaar Mobile Number Link, and rural or livestock loan schemes, is created for educational and awareness purposes only. You may read, share, and refer to the content. However, you may not copy, modify, distribute, or republish any article without proper credit or authorization.
User Responsibility
We simplify government yojana and loan scheme details for fast understanding. We do our best to keep information correct. Still, scheme rules, benefits, and processes may change. You are responsible for verifying details on official portals before taking action.
No Professional Advice
The information on this site is not financial, legal, or government-approved advice. We are an independent content provider. Do not treat our content as official confirmation for scheme approvals or fund transfers.
External References & Links
Our articles may include external links for additional user value. These are provided in good faith. Universal Kids does not own or control external platforms. We are not liable for their content, policies, or services.
Prohibited Activities
You agree not to:
- Misuse our content to spread misinformation
- Attempt to hack, disrupt, or harm the website
- Collect user data without permission
- Post harmful, abusive, or illegal comments on our platforms or linked channels
Affiliate & Ads (If Applicable)
We may use affiliate links or display ads to support website operations. These do not influence article accuracy or guarantee scheme benefits. Clicking on affiliate links is your choice.
Intellectual Property
The website name Universal Kids, its design, layout, and original written content are protected under intellectual property rights. Unauthorized use may lead to content removal requests or legal action.
Privacy & Data Safety
We never request sensitive documents, OTPs, or personal IDs via email, social media, or comments. You should only submit personal details on official government websites mentioned inside our articles.
Policy Updates
Terms may be updated occasionally to reflect improvements or compliance needs. Continued use of the site means you accept the updated terms.
Governing Law
These terms are governed under the laws of India. Any disputes shall be addressed within the jurisdiction of Telangana, India.
Contact
For questions related to these Terms & Conditions, you may reach the author:
Satheesh Pasunoori
Author, Universal Kids
